Visiting your dentist in Katy, TX regularly is the best way to protect your teeth and dental health. However, many patients wonder if they need dental insurance to get regular dental care. Many people also wonder how to save on dental care without insurance. We’re going to give you a quick crash course in dental insurance plans in this blog, so read on!
Is Insurance Necessary to Visit a Dentist in Katy, TX?
So, do you need dental insurance to get care from our dentist in Katy, TX? Nope! You can get cleanings, fillings, teeth whitening, and other services you need with or without insurance. We do accept many dental insurance plans, but they aren’t necessary for you to set an appointment.
For many, dental insurance plans aren’t always necessary. In fact, in many cases, it may be cheaper to pay out of pocket instead of get your own dental insurance, according to Investopedia. If your employer doesn’t offer a dental benefit plan, private plans can be pretty expensive. What’s more, you may not get a lot of value out of them. Generally speaking, private plans only pay for themselves if you need more than basic preventative care and if they’re tailored to your specific needs. If you don’t have insurance, it’s important to know that there are many options for paying for your dental health needs. For example, here at the ToothBooth, we offer special memberships to help you save on costs for dental procedures.
Membership Plans for Uninsured Patients our Dentist in Katy, TX Offers
If you don’t have insurance, we have plans to help you control the costs for dental care through our dentist in Katy, TX. There are three different annual plans to choose from. With our plans, there are no annual maximums, deductibles, or waiting periods.
Here’s a quick breakdown of our memberships which can act as an alternative option to dental plans for saving money on dental care:
- Children 12 and Under: This plan covers two routine cleanings, exams, and cancer screenings; X-rays; and two fluoride treatments per year. You can also get one exam by our emergency dentist per year. Members of this plan also receive 20% off all regularly priced services.
- Adults without Periodontal Disease: This plan covers two routine cleanings, exams, and cancer screenings per year; X-rays; one emergency exam per year; and 20% off regularly priced services.
- Adults with Periodontal Disease: For our patients with periodontal disease, we also offer membership plans to cover periodontal dental care. This includes three to four periodontal cleanings based on recommendations from our dentist in Katy, TX, bitewing X-rays, one emergency visit per year, and 20% off of regularly priced dental services.
So, if you don’t have dental insurance, consider our one-year memberships to help reduce the costs of dental care for the entire family from our dentist near you in Katy, Texas.
What if You Do Have a Dental Insurance Plan?
If you do have a dental insurance plan, the good news is that our dentist in Katy, TX accepts many types of dental plans. You can see a list of plans we are in-network for on the membership and insurance page. Be sure you always check your specific policy for information and limitations. Below is some general information on the types of dental insurance you might have:
There are two basic types of dental insurance that you may have: PPO or HMO. PPO plans are one of the most popular. Typically a deductible and annual maximum apply, as well as co-insurance you owe for each service. If you choose an in-network dentist for your plan, typically these plans cover 100% of preventative care, 80% of minor procedures like fillings, and 50% of major procedures like dental implants. However, you can often choose an out-of-network dentist for services and get less coverage for those procedures.
Dental HMO plans typically have a set price for dental services with no deductible. For this type of plan, you generally must choose an in-network dentist for coverage. If you choose a dentist not covered by your plan, then the plan does not cover any costs.
Visit The ToothBooth Family & Cosmetic Dentistry for an Experienced Dentist Near You
Need dental care? Get in touch with our team at The ToothBooth. We are a dentist on Katy Freeway offering experienced dental care for the whole family. Our dentist Dr. Taha offers years of training and experience to provide quality dental care. We are your top choice for dental care, whether you need preventive care, cosmetic dentistry, or even specialty dentistry like oral surgery. Call us today at (832) 437-0841 to schedule an appointment!